Paystack

Payment platform enabling businesses to accept online and offline payments across Africa. Supports card, bank transfer, USSD, Apple Pay, mobile money, and POS. Integrate once and route payments through optimal channels for high success rates.

Trusted by over 200,000 businesses and backed by Stripe. Paystack was Y Combinator's first Nigerian startup and processes a significant share of online transactions in Nigeria. Differentiates with automatic routing for optimal transaction success, fraud systems shared across merchants, and APIs suited for both simple checkouts and complex financial products.

Key capabilities:

• Accept one-time and recurring payments via well-documented REST APIs
• Instant transfers to bank accounts and mobile money numbers
• Identity verification: bank account, phone number, and Bank Verification Number
• PCI-DSS certified infrastructure with automated fraud detection
• Plugins for WordPress, Shopify, Magento, and other platforms
• Embedded checkout without redirects, with fallback to alternative payment methods

Developers use Paystack to power e-commerce, marketplaces, subscription apps, ride sharing, and lending in Nigeria, Ghana, Kenya, South Africa, and Côte d'Ivoire. Client libraries and sample projects are available for common stacks.